BDT to PKR Updated Rate 2026 – Latest Exchange Rate & Complete Guide

The exchange rate between the Bangladeshi Taka (BDT) and the Pakistani Rupee (PKR) is an important financial indicator for traders, students, travelers, and businesses operating between Bangladesh and Pakistan. Currency exchange rates fluctuate daily due to economic conditions, demand and supply, trade balances, and foreign reserves. Understanding the latest BDT to PKR rate helps individuals make better financial decisions when sending money, trading goods, or planning travel.

As of 12 February 2026, 1 Bangladeshi Taka equals approximately 2.29 Pakistani Rupees in the international currency market. However, open market rates may vary slightly depending on exchange companies and service charges.

In this detailed article, you will learn about the current exchange rate, historical trends, conversion tables, influencing factors, and practical financial tips related to BDT to PKR exchange.

Current BDT to PKR Exchange Rate (2026)

The current average interbank exchange rate is:

These rates are based on live international forex market data. The interbank rate is generally used by banks and financial institutions, while open market rates may be slightly higher due to dealer margins.

Open Market vs Interbank Rate

Understanding the difference between interbank and open market rates is important.

Interbank Rate

• Used between banks and financial institutions
• Usually slightly lower
• Reflects official currency trading value

Open Market Rate

• Used by money exchangers and exchange companies
• Includes service charges and profit margins
• Slightly higher than interbank

For example:

The difference may seem small per unit, but for large amounts, it becomes significant.

Why BDT to PKR Exchange Rate is Important

1. Trade Between Pakistan and Bangladesh

Pakistan and Bangladesh maintain trade relations involving textiles, pharmaceuticals, agricultural goods, and industrial materials. Exchange rate fluctuations directly impact import and export costs.

2. Business Transactions

Companies dealing in cross-border payments must monitor currency rates closely to manage profits and avoid losses caused by sudden currency changes.

3. Students and Travelers

Students studying abroad and travelers visiting either country need updated exchange rates for budgeting accommodation, tuition, and living expenses.

4. Remittances and Freelancing

Freelancers and remote workers receiving payments in foreign currencies often convert through intermediary currencies. Knowing BDT to PKR helps in accurate financial planning.

Historical Trend of BDT to PKR

Over the past year, the BDT to PKR exchange rate has shown moderate fluctuations due to economic factors in both countries.

The variation shows that the rate has remained relatively stable within the 2.25 to 2.35 range, indicating moderate volatility.

Conversion Table (BDT to PKR)

Here is a detailed conversion chart for easy understanding:

This table helps estimate currency value without calculating manually.

Factors Affecting BDT to PKR Exchange Rate

Several economic and global factors influence currency exchange rates:

1. Supply and Demand

If demand for Pakistani Rupee increases in Bangladesh, PKR strengthens. If demand for Taka increases in Pakistan, BDT strengthens.

2. Inflation Rate

Higher inflation in a country generally weakens its currency. If Pakistan experiences higher inflation compared to Bangladesh, PKR may weaken against BDT.

3. Foreign Exchange Reserves

Central bank reserves play a key role in maintaining currency stability. Strong reserves improve investor confidence.

4. Trade Balance

If Pakistan imports more goods from Bangladesh than it exports, demand for BDT increases, affecting exchange rates.

5. Political and Economic Stability

Political uncertainty or economic crisis can cause currency depreciation.

6. Global Dollar Strength

Since many currencies are indirectly linked to the US Dollar, global USD fluctuations can also impact BDT and PKR values.

Practical Example Calculation

Suppose someone wants to convert 10,000 BDT into PKR.

Using the rate 2.29:

10,000 × 2.29 = 22,946 PKR (approx.)

If the open market rate is slightly higher, the final amount may vary depending on exchange fees.

How to Get the Best Exchange Rate

Here are some practical tips:

Compare Multiple Exchange Providers

Different banks and exchange companies offer slightly different rates.

Avoid Airport Exchange Counters

They usually charge higher service fees.

Monitor Market Trends

Exchange when the rate is favorable instead of converting immediately.

Use Bank Transfers for Large Amounts

Banks often provide more secure and transparent transactions.

Check Daily Updates

Currency markets change frequently; checking live rates prevents financial loss.

Economic Outlook for 2026

Experts predict moderate stability in South Asian currencies during 2026, provided inflation and trade balances remain under control. However, global economic uncertainty, oil prices, and geopolitical factors may influence short-term fluctuations.

Both Bangladesh and Pakistan are working toward strengthening their economies through exports and foreign investment. Stable monetary policies can help maintain balanced exchange rates.

Conclusion

The BDT to PKR exchange rate plays an important role in trade, travel, and financial transactions between Bangladesh and Pakistan. As of February 2026, 1 BDT equals approximately 2.29 PKR in the interbank market.

Although the rate has remained relatively stable, daily fluctuations are normal in currency markets. Understanding exchange trends, monitoring live rates, and comparing exchange providers can help individuals and businesses maximize their currency value.

Whether you are a trader, student, traveler, or investor, staying informed about the latest BDT to PKR exchange rate ensures better financial planning and smarter decision-making.

If you want, I can also prepare a similar detailed article for USD to PKR, AED to PKR, or SAR to PKR with updated rates.